According to the Zhitong Finance APP, the MPF consulting company GUM stated that as of January 17, 2025, the GUM MPF Conglomerates Index recorded a return of -0.1%, with overall performance slightly declining. In January, the average loss per MPF member was HKD 190. Among them, the stock fund index fell by 0.2%, with mixed performance in Chinese and American stock funds. The American stock fund performed strongly, recording a return of 2.2% this month, continuing the upward trend of U.S. stocks in previous years. In contrast, the Hong Kong stock fund was under pressure, with a return of -2.5%. The mixed asset fund index remained flat, while the fixed income fund index rose slightly by 0.1%. In terms of mixed asset funds, the return rate for mixed asset funds (80-100%) in stocks was -0.4%, while the return rate for mixed asset funds (60-80%) in stocks was -0.3%. In the fixed income funds, the conservative fund recorded a return of 0.2%, while the guaranteed fund remained flat. The preset investment strategy - core accumulation fund performed better, recording a return of 1%, while the fund for those aged 65 and above recorded a return of 0.1%