SoFi Technologies to Report Q3 2025 Earnings

Summary

SoFi Technologies is set to report its Q3 2025 results on October 28, with Wall Street anticipating an EPS of $0.08 and revenue of approximately $887 million, reflecting significant year-over-year growth. The company has seen an 80% stock increase this year, driven by its expanding digital finance ecosystem. Investors are keen to see if SoFi will maintain or raise its outlook for adjusted revenue and EBITDA. Continued growth in members and products is expected, with a focus on the average products per member as a key engagement metric.GuruFocus

Impact Analysis

SoFi Technologies’ Q3 earnings report on October 28 is set to be a pivotal moment. The market expects an EPS of $0.08 and revenue around $887 million, which would mark substantial year-over-year growth. The stock’s 80% rise this year signals strong investor confidence, largely driven by SoFi’s expanding digital finance ecosystem. The key here is whether SoFi can sustain or even raise its outlook for adjusted revenue and EBITDA. Watch for metrics like average products per member, which indicate deeper engagement and potential for upselling. If SoFi meets or exceeds expectations, we could see further stock appreciation, but any miss might trigger a sharp correction given the high expectations. The broader impact includes potential shifts in sentiment towards digital finance stocks and adjustments in competitive strategies among peers.GuruFocus+ 3