东莞：1 月 1 日起阶段性取消首套住房房贷利率下限

Wallstreetcn
2024.01.02 03:15
据 “东莞发布” 微信公众号消息，自 2024 年 1 月 1 日起，东莞市实施阶段性取消辖区首套住房商业性个人住房贷款利率下限，具体的房贷利率由各商业银行根据市场化、法制化原则自主确定。这意味着东莞现有首套房贷利率下限 LPR-20BP 将突破 20BP 的限定，不设下限。此前，东莞大部分银行首套利率下限为 LPR-20BP，即 4.1%，现在取消首套房利率下限，有利于减少居民利息支出，更好地支持刚性住房需求。
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