<div id="readability-page-1"><div> By Dean Seal <pre></pre> PayPal raised its outlook for the year after it recorded higher second-quarter earnings as its active account tally climbed and its Venmo business thrived. The digital payments company said it now expects earnings of $4.90 to $5.05 a share this year, up from its prior range of $4.80 to $4.95, and adjusted earnings of $5.15 to $5.30 a share, higher than its earlier range of between $4.95 and $5.10. PayPal is forecasting third-quarter adjusted earnings, which strip out one-time items, of $1.18 to $1.22 a share. Analysts are currently targeting $1.21 a share, according to FactSet. The guidance lift comes after total payment volumes jumped 6% in the second quarter, to $443.55 billion. The company posted a quarterly profit of $1.26 billion, or $1.29 a share, compared with $1.13 billion, or $1.08 a share, in the same quarter a year earlier. Stripping out one-time items, adjusted earnings were $1.40 a share, topping analyst estimates by 10 cents, according to FactSet. Revenue jumped 5%, to $8.29 billion, ahead of analyst projections for $8.08 billion. Revenue at Venmo alone was up 20%. The company's total tally of active accounts rose 2% from a year ago, to 438 million, which was also a step up from last quarter. PayPal has said it is focusing on profitable growth through its branded checkout options, unbranded processing business and branded offline checkouts from its PayPal and Venmo credit and debit cards. Those drive higher transaction margin dollars, a measure of revenue minus transaction expenses, transaction losses and credit losses. Transaction margin dollars were up 7%, at $3.8 billion, in the second quarter, PayPal said Tuesday. <pre></pre> Write to Dean Seal at dean.seal@wsj.com <pre></pre> (END) Dow Jones Newswires July 29, 2025 07:16 ET (11:16 GMT)Copyright (c) 2025 Dow Jones &amp; Company, Inc.</div></div>

PYPL

PayPal 在報告第二季度利潤為 12.6 億美元后，提高了全年盈利指引，去年同期為 11.3 億美元。該公司預計每股收益在 4.90 到 5.05 美元之間，較之前的預測有所上調。總支付交易量增長 6%，達到 4435.5 億美元，收入增長 5%，達到 82.9 億美元。Venmo 的收入激增 20%，活躍賬户增長至 4.38 億個。PayPal 正專注於通過多種結賬選項實現盈利增長，交易利潤額增加 7%，達到 38 億美元

PayPal Lifts Full-Year Guidance After 2Q Profit Gains From Active Accounts, Venmo

- PayPal 上調年度盈利預期，預計每股收益為 $4.90 至 $5.05。  
- 第二季度總支付量增長 6%，達 $443.55 億，季度利潤為 $12.6 億。  
- 活躍賬户數增至 4.38 億，Venmo 收入增長 20%。  