It is recommended to cancel the mutual influence between HKD and USD accounts under financing conditions. Currently, if there is any outstanding financing in the HKD account, even as little as 1 HKD, it will affect the withdrawal or subscription of USD money market funds in the USD account. The same applies vice versa—regardless of the financing balance in the account's currency, as long as there is any, the cash balance in the other currency account cannot be withdrawn or used to subscribe to money market funds. This business logic is problematic. The restriction should be removed.