$SPDR S&P 500(SPY.US)Looking back at the annual returns of the S&P 500 since I was born, two thoughts come to mind: First, if I had known how to invest in the S&P 500 from birth, I probably wouldn’t have to worry about retirement now; second, most people genuinely struggle to outperform the S&P 500 index. No wonder Warren Buffett once bet that no fund manager could beat the index—the only one who dared to take the challenge ended up losing badly.
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