BANK OF AMERICA is the second largest banking institution in the United States, after JPMorgan Chase.

<p>BANK OF AMERICA is the second largest banking institution in the United States, after JPMorgan Chase.</p>

Bank of America

Goldman Sachs

US Bank reports full-year net profit of 30.5 billion US dollars, up 19% in 2025

[Bank of America: 2025 Annual Net Profit of $30.5 Billion, a Year-on-Year Increase of 19%]

Bank of America reported third-quarter earnings and revenue that exceeded analysts' expectations, with profits increasing by 23% year-on-year to $8.47 billion and earnings per share of $1.06. Net revenue grew by 11% year-on-year to $28.09 billion. Despite the Federal Reserve's interest rate cuts, the bank successfully expanded the margin between low-cost consumer deposits and loan interest. Consumer spending continued to rise, with credit and debit card spending reaching $245 billion, a year-on-year increase of 6%

Strong economic growth in the United States drives Bank of America's profits to rise

Bank of America announced that it will raise its annual growth target for earnings per share to at least 12% and plans to increase its return on tangible common equity to 16%-18% over the next three to five years. Despite a 19% rise in its stock price this year, it still lags behind competitors. The bank also set a target for its common equity tier 1 capital ratio at approximately 10.5% and plans to set its operating expense efficiency ratio target at 55%-59%. This is the first time in 15 years that Bank of America has held an investor day event, aimed at showcasing its new targets and cost control capabilities

Bank of America stated that it will increase profits and control costs in an effort to revitalize its stock performance

The head of the retail banking division at Bank of America stated on Tuesday that the bank expects net interest income to reach a record level in 2025. Holly O'Neill said at the UBS financial services conference, "We expect NII to reach a record level in 2025, with a growth rate of 6% to 7%, and consumers will contribute to this." In the fourth quarter of 2024, Bank of America's net interest income (NII) was $14.36 billion, a year-on-year increase of 3%, better than the market expectation of $14.12 billion. The bank had previously projected that by the fourth quarter of 2025, the difference between loan income and deposit income, NII, would increase to $15.5 billion to $15.7 billion

Bank of America: Expected net interest income to reach a record high in 2025

US Bank Expected to Achieve Operational Leverage in Q1 2026

Bank of America: Expects to achieve operating leverage in the first quarter of 2026, with non-interest expenses increasing by approximately 4% year-on-year

Bank of America (BAC) will report its Q4 2025 earnings on January 14. The stock has increased over 21% in the past year, driven by strong investment banking and trading revenues. Options traders anticipate a 3.82% price move following the earnings announcement, which is above BAC's average post-earnings move of 2.3% over the last four quarters.

Bank of America (BAC) Is About to Report Q4 Earnings. Options Traders Are Expecting a 3.82% Move

Morgan Stanley analysts have selected 7 U.S. companies based on the "Earnings Surprise Composite Index," expecting them to exceed market expectations during the January earnings season. These companies include Vitesse Electronics, Halliburton, Cummins, Capital One Financial, Bank of America, Microsoft, and RTX, all receiving "Overweight" ratings. This strategy has performed steadily since 2019, with a pre-tax Sharpe ratio of 0.74, reaching 1.35 in 2024

According to the "Earnings Surprise Indicator," Morgan Stanley's quantitative team has listed 7 top stocks

Bank of America (NYSE:BAC) is set to release its Q4 earnings on January 14, with analysts predicting earnings of 96 cents per share, up from 82 cents last year. The expected revenue is $27.62 billion, compared to $25.35 billion last year. Recently, the bank announced the redemption of $3 billion in senior notes. Analysts have mixed ratings, with TD Cowen maintaining a Buy rating and raising the price target to $66, while Wolfe Research downgraded the stock to Peer Perform. BAC shares fell 0.6% to close at $55.85.

Bank of America Gears Up For Q4 Print; Here Are The Recent Forecast Changes From Wall Street's Most Accurate Analysts

Bank of America is expected to show strong earnings growth for Q4 2025, driven by a rise in investment banking, more deals, and favorable trading conditions from high market volatility.1Bank of America (BAC) shares fell 1.5% to 2.5% in premarket trading after President Trump proposed a one-year cap on credit card interest rates at 10%, effective January 20, 2026.234

Key facts: Bank of America Q4 2025 earnings growth expected; shares drop 1.5%

Seaport Res Ptn Raises EPS Forecast for Bank of America in Q1 2027

Seaport Res Ptn analysts have issued Q1 2027 EPS estimates for Bank of America (NYSE:BAC), forecasting earnings of $1.18 per share. The consensus for the full year is $3.70 per share. Other analysts have adjusted their price targets, with Robert W. Baird raising it to $56.00 and Barclays to $59.00. Bank of America stock opened at $53.56, with a market cap of $396.68 billion and a P/E ratio of 14.59. The company reported $1.06 EPS for the last quarter, exceeding estimates, with revenue of $28.09 billion.

Seaport Res Ptn Comments on Bank of America Q1 Earnings

Bank of America Corp has set ambitious targets for the next 3-5 years, aiming for a Return on Tangible Common Equity (ROTCE) of 16-18%. The bank anticipates a net interest income growth of 5%-7% CAGR from 2026 to 2030, and expects to replace $450-$490 billion in low-yielding assets. Additionally, it targets a net income of $20 billion for consumer banking, mid-single digit revenue growth for Global Corporate and Investment Banking (GCIB), and a revenue of $27 billion with a net income of $8 billion for global markets. The EPS target is over 12% and the CET1 ratio is set at 10.5%.

Bank Of America Says Its Target For ROTCE Over 3-5 Yrs Is 16-18%

Bank of Americahas raised its return on tangible common equity (ROTCE) target to 16%-18% as it aims to enhance market share and compete with larger rivals like JPMorgan and Goldman Sachs. The bank plans to increase investment banking fees and capture a larger share of industry revenue. Additionally, it expects net interest income to grow by 5%-7% annually. Investors are also keen on succession plans as CEO Brian Moynihan approaches 16 years in leadership, with new co-presidents appointed to support future growth.

Bank of America raises return target in bid to catch up with rivals

US Bank Responding to Requests for 'Fair Access to Banking Services'

Bank of America: The company is responding to requests and inquiries regarding "fair access to banking services."

Jinwu Financial News | Bank of America (BAC) surged in pre-market trading, currently reported at $51.65, up 3.11%. Bank of America reported third-quarter revenue of $28.1 billion, a year-on-year increase of 11%, with earnings per share of $1.06, exceeding market expectations

Bank of America (BAC) pre-market rose over 3% as third-quarter performance exceeded expectations with net interest income growing by 9.1%

Bank of America’s third-quarter performance exceeded expectations, with revenue of $28.09 billion, a year-on-year increase of 11.0%, and earnings per share of $1.06. Investment banking revenue grew by 43% to $2.05 billion, surpassing expectations. M&A advisory fees surged by 51% to $583 million, and net interest income increased by 9.1% to $15.2 billion. Net profit jumped by 23% to $8.47 billion. Strong trading and investment banking activities drove Wall Street's recovery

The recovery of merger and acquisition transactions benefits Wall Street, and Bank of America’s third-quarter performance exceeds expectations

Bank of America has been selected to provide reserve custody services for stablecoins for Anchorage Digital Bank. Anchorage Digital Bank is the only federally chartered crypto-native bank in the United States, regulated by the Office of the Comptroller of the Currency. The bank plans to launch a stablecoin issuance platform in July 2025, in compliance with the GENIUS Act, and supports the Bank Secrecy Act and anti-money laundering programs

Bank of America has been selected to provide reserve custody services for Anchorage Digital Bank's stablecoin payments

Bank of America showed a certain upward intention in the U.S. stock market on October 20. At the close last night, Bank of America briefly tested the $28 level during the day, but there was a slight pullback towards the end of trading. Overall, although the trading volume for the day increased compared to the previous trading day, it is still insufficient compared to the strong breakout phase, indicating a significant gap before the subsequent main upward trend begins. It is worth noting that the buying power during the day was slightly positive, with some funds showing a tentative entry, which helps to repair short-term sentiment. The current market rhythm is generally leaning towards a right-side trading style, with active accumulation by main funds still limited, as most institutions and large funds remain on the sidelines, waiting for clearer signals to emerge. On the news front, recent expectations for Federal Reserve interest rate hikes have eased, and U.S. Treasury yields continue to fluctuate at high levels, becoming the core theme of the current U.S. stock market. Meanwhile, the banking sector has attracted some incremental funds due to its weight characteristics. Although there were no significant industry positive news releases yesterday, as the earnings disclosure period for U.S. banks approaches, some market funds have begun to position themselves in advance for potential sector recovery trends. Industry insiders generally believe that the current bullish actions in the banking sector are both a preemptive response to earnings expectations and significantly influenced by external high-level fluctuations, with funds engaging more in inter-sector rotation rather than being entirely driven by changes in the banking fundamentals. The conversion of funds within the sector and sentiment repair reflects more of a structural opportunity rather than a major market breakout

Morning Trend | Bank of America saw a volume contraction on October 20, is sector capital waiting or gearing up for the next round?

On October 17th, U.S. stocks closed with Bank of America suddenly becoming active, as moderate capital inflows drove the stock price higher, maintaining a strong trend throughout the day. Notably, the overall atmosphere in the banking sector was relatively stable during the session, with unchanged interest rate expectations and better-than-expected earnings reports leading to renewed investor interest in defensive sectors, causing mainstream allocation willingness to continue to rise. As a core target in the sector, Bank of America attracted many right-side traders in the morning session, and funds were reluctant to exit at the close. The market interprets that the interest rate spread advantage is likely to be maintained, with buying gradually gaining the upper hand, showing clear signs of short-term replenishment. 

In terms of news, the latest minutes from the Federal Reserve's meeting last week emphasized that the high interest rate policy will not be loosened for the time being, and the "high interest spread" concept has been re-embraced by the market, enhancing expectations for stable bank profits. Meanwhile, according to Bloomberg, several major banks, including Bank of America, reported significantly better-than-expected earnings for the third quarter, prompting several foreign institutions to raise their target prices. The positive earnings reports stimulated a strong willingness for capital to switch, boosting the momentum of the entire banking sector. The market's main players chose to act after Bank of America's statement, reflecting institutions' preference for short-term recovery trends. 

Combining technical performance, Bank of America's stock price has risen above several short-term moving averages, showing signs of effectively resolving the pressure zone. Indicators such as MACD continue to issue bullish signals, and behind the volume replenishment, the main players are both lifting the price and continuously testing previous high resistance. However, community discussions are not without concerns; although the banking sector currently has prominent defensive attributes, any sudden capital movements or risk aversion could create pressure on short-term gains

Morning Trend | Bank of America saw a significant rebound on October 17, is the main upward wave of sector rotation coming?

Robert W. Baird Raises Bank of America Target Price to $56

Robert W. Baird has raised its target price for Bank of America (NYSE:BAC) from $52.00 to $56.00, maintaining a "neutral" rating. This suggests a potential upside of 6.00% from the stock's previous close. Other analysts have also adjusted their ratings, with a consensus rating of "Moderate Buy" and a target price of $57.45. Bank of America reported strong quarterly earnings, beating estimates with $1.06 EPS and $28.09 billion in revenue. The company has a stock buyback program approved for $40 billion, indicating management's belief in the stock's undervaluation.

Robert W. Baird Forecasts Strong Price Appreciation for Bank of America (NYSE:BAC) Stock

US Bank Announces Upcoming Q3 Earnings Report

Bank of Americais set to report its Q3 earnings, with expectations of an adjusted EPS of $0.95 and revenue of $27.50 billion, up from $0.81 and $25.49 billion respectively from the previous year. The stock rose 2.4%, marking its largest gain since August 22. Analysts predict a continued strong performance, with net interest income expected to increase to $15.24 billion. Year-to-date, BAC shares are up 14%, compared to a 19% gain for the S&P 500 bank index.

BUZZ-PREVIEW: Bank of America expected to report Q3 EPS, rev increase

Bank of America is expected to release its third-quarter financial results on October 15, 2025, with revenue projected to grow by 7% year-on-year to USD 27.12 billion, and EPS expected to increase by 16.1% year-on-year to USD 0.94. Although market expectations for earnings per share have been slightly adjusted downward, the bank has exceeded market expectations in the past four quarters, indicating potential for earnings to surpass expectations. Investors should consider multiple factors comprehensively before the earnings report is released to make sound investment decisions

Earnings Report Preview | After four consecutive quarters of exceeding expectations, can Bank of America continue to "surprise" the market?

The third quarter earnings season for U.S. stocks is about to begin, with six major banks (JPMorgan Chase, Goldman Sachs, Morgan Stanley, Bank of America, Citigroup, Wells Fargo) expected to report strong performance, benefiting from the recovery in investment banking and the resilience of the U.S. economy. Analysts predict that JPMorgan Chase's earnings per share will grow by more than 10%, Bank of America by nearly 17%, Citigroup by 26%, and Goldman Sachs by about 31%. Investors are focused on the credit environment, employment data, and economic outlook

Will the US stock Q3 earnings season kick off with a bang? The recovery of investment banking business is expected to boost the strong growth of six major banks' performance

US Banks Rely on India's Business Support Centers

US banks are increasingly relying on Indian business support centers due to President Trump's new $100,000 fees on H-1B visa applications. Major banks like Citigroup, JPMorgan, and Goldman Sachs employ many in India, where skilled labor is more accessible and cost-effective. The global capability centers (GCCs) are projected to grow significantly, with the market value expected to reach $110 billion by 2030. Experts suggest banks will adjust strategies to enhance operations in India, although they await further clarity on US immigration policies.