上海：首套住房商业性个人住房贷款利率下限调整为不低于 LPR 减 45 个基点
金十数据 5 月 27 日讯，按照因城施策原则，调整本市新发放商业性个人住房贷款的有关政策。首套住房商业性个人住房贷款利率下限调整为不低于相应期限贷款市场报价利率（LPR）减 45 个基点（调整后，5 年期以上房贷利率下限目前为 3.5%），最低首付款比例调整为不低于 20%。
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