U.S. consumer credit unexpectedly recorded its largest decline in over a year

華爾街見聞
2025.01.08 20:20
由於信用卡債務餘額大幅下降，美國 11 月未償還消費者債務餘額意外創出一年多以來的最大降幅。根據美聯儲週三公佈的數據，消費者信貸總額在去年 11 月減少了 75 億美元，10 月數據修正後為增加 173 億美元。接受彭博調查的經濟學家預測中值為增加 105 億美元。這些數據沒有根據通脹率進行調整。未償還的信用卡和其他循環債務餘額減少 137 億美元，創新冠疫情爆發之初以來的最大降幅，之前一個月則出現大幅上升。美聯儲的報告顯示，購車貸款和學費貸款等非循環信貸在 11 月增加了 62 億美元。
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