Northeast Bank Reports FY25 Q4 Net Income of $25.2 Million, EPS at $3.06; Strong Loan Volume Boosts Revenue
Northeast Bank reported a Q4 FY25 net income of $25.2 million, with an EPS of $3.06. For the year-to-date, net income reached $83.4 million, and EPS was $10.31. Total loan volume for Q4 was $362.6 million, contributing to a year-to-date total of $2.1 billion. The bank's net interest margin improved to 5.10%, and return on equity was 20.73%. No share issuances occurred in Q4, and the loan capacity stood at $1.1 billion as of June 30, 2025.
Northeast Bank has reported its financial results for the fourth quarter and the full fiscal year 2025. The bank’s net income for Q4 FY25 was $25.2 million, while for the year-to-date FY25, it stood at $83.4 million. The earnings per share (EPS) for Q4 FY25 were reported as $3.06 for basic shares and $3.00 for diluted shares. For the year-to-date, EPS was $10.31 for basic shares and $10.08 for diluted shares. Total loan volume for Q4 FY25 reached $362.6 million, contributing to a year-to-date total of $2.1 billion. Within the National Lending division, purchased loans for Q4 FY25 amounted to $41.7 million invested, with an unpaid principal balance of $44.4 million, reflecting a 93.8% purchase price. For the year-to-date period, $863.2 million was invested in purchased loans with an unpaid principal balance of $946.1 million, at a 91.2% purchase price. The bank’s net interest margin for Q4 FY25 was 5.10%, compared to 4.82% for the year-to-date period. The return on equity for Q4 FY25 was 20.73%, slightly higher than the year-to-date figure of 19.02%. The return on assets was 2.38% for the quarter and 2.15% for the year-to-date. Northeast Bank also noted that there were no share issuances in Q4 2025, and the availability under its At-the-Market Offering remained at $65.4 million. The bank’s loan capacity as of June 30, 2025, was reported at $1.1 billion. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Northeast Bank published the original content used to generate this news brief on July 29, 2025, and is solely responsible for the information contained therein. © Copyright 2025 - Public Technologies (PUBT) Original Document: here
