OneMain Holdings Second Quarter 2025 Earnings: Beats Expectations
OneMain Holdings (NYSE:OMF) reported strong Q2 2025 earnings, with revenue of $708.0 million (up 33% YoY) and net income of $167.0 million (up 135% YoY). The profit margin increased to 24%, and EPS rose to $1.40. Both revenue and EPS exceeded analyst expectations. Looking ahead, revenue is projected to grow 23% annually over the next three years, outperforming the Consumer Finance industry. However, shares have declined 4.9% in the past week, and there are two warning signs to consider.
OneMain Holdings (NYSE:OMF) Second Quarter 2025 Results
Key Financial Results
- Revenue: US$708.0m (up 33% from 2Q 2024).
- Net income: US$167.0m (up 135% from 2Q 2024).
- Profit margin: 24% (up from 13% in 2Q 2024). The increase in margin was driven by higher revenue.
- EPS: US$1.40 (up from US$0.59 in 2Q 2024).
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All figures shown in the chart above are for the trailing 12 month (TTM) period
OneMain Holdings Revenues and Earnings Beat Expectations
Revenue exceeded analyst estimates by 1.5%. Earnings per share (EPS) also surpassed analyst estimates by 14%.
Looking ahead, revenue is forecast to grow 23% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Consumer Finance industry in the US.
Performance of the American Consumer Finance industry.
The company's shares are down 4.9% from a week ago.
Risk Analysis
What about risks? Every company has them, and we've spotted 2 warning signs for OneMain Holdings (of which 1 can't be ignored!) you should know about.
