Essent Group Ltd. Reports Q2 2025 Net Income Increase to $195.3M, Annualized ROE Rises to 13.8%
Essent Group Ltd. reported a Q2 2025 net income of $195.3 million, up from $175.4 million in Q1, with an annualized ROE of 13.8%. The company maintained shareholders’ equity at $5.7 billion and improved its U.S. Mortgage Insurance portfolio's combined ratio to 22.1%. Insurance in force rose to $246.8 billion, and new insurance written increased to $12.5 billion. Moody’s upgraded Essent Guaranty’s financial strength rating to A2. The Board declared a quarterly dividend of $0.31 per share for Q3 2025.
Essent Group Ltd. has announced its financial results for the second quarter of 2025, reporting a net income of $195.3 million, an increase from $175.4 million in the first quarter. The annualized return on equity (ROE) rose to 13.8% from 12.5% in the previous quarter. Shareholders’ equity remained steady at $5.7 billion. In terms of its U.S. Mortgage Insurance portfolio, the company reported a combined ratio of 22.1%, improving from 31.8% in the first quarter. The insurance in force (IIF) increased slightly to $246.8 billion from $244.7 billion, while new insurance written (NIW) grew to $12.5 billion from $9.9 billion. The portfolio default rate showed a minor improvement, decreasing to 2.12% from 2.19%. Essent Group also highlighted recent developments, including Moody’s upgrade of the insurance financial strength rating of Essent Guaranty, Inc. to A2, and the senior unsecured debt rating of Essent Group Ltd. to Baa2, with the rating outlook revised to stable. Additionally, the company entered into two excess of loss transactions with third-party reinsurers covering 20% of eligible policies for 2025 and 2026. The Board approved a quarterly dividend of $0.31 per common share, payable in the third quarter of 2025. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Essent Group Ltd. published the original content used to generate this news brief on August 08, 2025, and is solely responsible for the information contained therein. © Copyright 2025 - Public Technologies (PUBT) Original Document: here
