First United Second Quarter 2025 Earnings: Beats Expectations
First United (NASDAQ:FUNC) reported its Q2 2025 earnings, with revenue of $20.9 million (up 11% YoY) and net income of $5.98 million (up 22% YoY). The profit margin increased to 29%, and EPS rose to $0.92, exceeding analyst expectations for both revenue and EPS. Future revenue growth is forecasted at 8.4% annually over the next two years, outperforming the US Banks industry average of 7.7%. The company's shares have risen 5.3% in the past week.
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First United (NASDAQ:FUNC) Second Quarter 2025 Results
Key Financial Results
- Revenue: US$20.9m (up 11% from 2Q 2024).
- Net income: US$5.98m (up 22% from 2Q 2024).
- Profit margin: 29% (up from 26% in 2Q 2024). The increase in margin was driven by higher revenue.
- EPS: US$0.92 (up from US$0.75 in 2Q 2024).
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All figures shown in the chart above are for the trailing 12 month (TTM) period
First United Revenues and Earnings Beat Expectations
Revenue exceeded analyst estimates by 2.5%. Earnings per share (EPS) also surpassed analyst estimates by 9.5%.
Looking ahead, revenue is forecast to grow 8.4% p.a. on average during the next 2 years, compared to a 7.7% growth forecast for the Banks industry in the US.
Performance of the American Banks industry.
The company's shares are up 5.3% from a week ago.
Balance Sheet Analysis
While earnings are important, another area to consider is the balance sheet. See our latest analysis on First United's balance sheet health.
