The Federal Reserve has found over 22,000 similar mortgage issues mentioned by Trump’s "Housing and Urban Development Secretary" Pulte

華爾街見聞
2025.08.20 22:37
美國費城聯儲的研究人員在 2023 年的一份報告中評估了抵押貸款市場中 “欺詐性投資者” 的數量，他們將其定義為在發放第一筆自住房屋購房貸款後的四個季度內擁有多筆自住房屋購房貸款的人。該論文的數據涵蓋了 2005-17 年期間發放的 584,499 筆貸款。其中，22,431 筆被視為欺詐性貸款。在 2008 年金融危機爆發前，聲稱入住房屋以獲得更優惠抵押貸款條件的貸款比例達到峯值，但在隨後十年的大部分時間裏，這一比例一直穩定在 2% 至 3% 左右。
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