Nubank 申请美国国家银行执照，启动监管审查以扩展业务至拉丁美洲以外的地区
Nubank, through its parent company Nu Holdings Ltd., has applied for a U.S. national bank charter with the OCC, marking a significant step in its expansion into the U.S. market. The application is currently under regulatory review, with no approvals yet. Nubank aims to offer various financial products in the U.S., including deposit accounts and credit cards. The process is supported by Klaros Group and Davis Polk & Wardwell LLP, with a focus on compliance and innovation.
Nubank Applies for U.S. National Bank Charter, Begins Regulatory Review Nu Holdings Ltd., the parent company of Nubank (NYSE: NU), has announced it has formally applied for a U.S. national bank charter with the Office of the Comptroller of the Currency (OCC). This marks a significant step in Nubank’s strategy to expand its digital banking services beyond Latin America and into the U.S. market. The application is now under regulatory review; no approval or grant has been issued yet. Nubank’s move is aimed at enabling the company to eventually offer a suite of financial products in the U.S., including deposit accounts, credit cards, lending, and digital asset custody. The process is being guided by Klaros Group and Davis Polk & Wardwell LLP. This application is solely from Nu Holdings Ltd.; no other organizations are named as recipients of regulatory approval or involved in the charter application. Nubank’s leadership, including co-founder Cristina Junqueira, who has relocated to the U.S., emphasized the company’s commitment to compliance and innovation in serving both existing and future customers in the American market. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Nu Holdings Ltd. published the original content used to generate this news brief via Business Wire (Ref. ID: 20250930317383) on September 30, 2025, and is solely responsible for the information contained therein. © Copyright 2025 - Public Technologies (PUBT)
