Nordea Bank Reports Resilient Q3 2025 Performance
Nordea Bank reported a resilient performance in Q3 2025, achieving a return on equity of 15.8% and earnings per share of EUR 0.36. Despite a 6% decline in net interest income, the bank saw stable operating profits and growth in lending and deposits. Key highlights include a 6% increase in mortgage lending and corporate lending, with strong credit quality. The CET1 ratio stood at 15.9%, and a EUR 250 million share buy-back program was announced. Nordea aims for a return on equity above 15% for the full year 2025, supported by its diversified business model.
Nordea Bank, a leading financial services group in the Nordic region, provides a wide range of banking products and services, including personal and business banking, asset management, and insurance. The bank is known for its strong digital capabilities and commitment to sustainable finance.
In its third-quarter financial report for 2025, Nordea Bank demonstrated resilience amidst global economic uncertainties, achieving a return on equity of 15.8% and earnings per share of EUR 0.36. Despite a 6% decline in net interest income due to policy rate reductions, the bank reported stable operating profits and continued growth in lending and deposit volumes.
Key highlights of the quarter include a 6% year-on-year increase in mortgage lending, driven by growth in Sweden and a recent acquisition in Norway. Corporate lending also rose by 6%, reflecting strong demand from Nordic companies. The bank’s credit quality remained robust, with net loan losses amounting to a reversal of EUR 19 million. Nordea’s capital position was strong, with a CET1 ratio of 15.9%, and the bank announced a new EUR 250 million share buy-back program.
Looking ahead, Nordea Bank remains on track to achieve a return on equity of above 15% for the full year 2025. The bank’s diversified business model and strong capital generation position it well to support continued growth and shareholder returns, despite the challenging economic environment.
