OFG Bancorp Director Makes Bold Move With Fresh Insider Stock Purchase

Tip Ranks
2026.02.21 02:09
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OFG Bancorp's Director Franqui Annette purchased 1,540 shares worth $64,772, indicating confidence in the bank's future. Despite recent strong results, analysts have lowered long-term expectations due to management's guidance for 2026, citing lower net interest margins and slower loan growth. OFG's stock sentiment is supported by a $200 million buyback authorization and positive earnings call. Spark's AI Analyst rates OFG as an Outperform, highlighting strong financial performance but noting near-term technical challenges. Current market cap stands at $1.85B with a YTD price performance of 2.81%.

New insider activity at OFG Bancorp ( (OFG) ) has taken place on February 20, 2026.

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Director Franqui Annette has increased her stake in OFG Bancorp by purchasing 1,540 shares of the company’s stock, in a transaction valued at $64,772, signaling personal confidence in the bank’s prospects.

Recent Updates on OFG stock

OFG Bancorp shares reacted to several developments over the past day as analysts trimmed longer-term expectations despite strong recent results. Truist reduced its outlook after Q4, citing management’s reset for 2026 with lower net interest margin guidance and slower loan growth that together point to softer earnings power even though expenses are better controlled.

Keefe Bruyette also cut its valuation view, pointing to a more constrained net interest income outlook and recent “noisy” credit trends, including higher provisions and charge-offs that make a re-rating harder while revenue is under pressure. At the same time, sentiment was supported by OFG’s new $200 million buyback authorization and an upbeat earnings call emphasizing solid EPS growth, record balance sheet levels, and a digital-first strategy that is driving customer and deposit growth despite emerging margin headwinds.

Spark’s Take on OFG Stock

According to Spark, TipRanks’ AI Analyst, OFG is a Outperform.

Overall score is driven by strong underlying financial performance and attractive valuation (low P/E with a ~3.1% yield). The earnings outlook is constructive with capital return and business momentum, but tempered by guided NIM compression and some credit/funding headwinds. Technicals are the main near-term drag as the stock trades below major moving averages with weak momentum.

To see Spark’s full report on OFG stock, click here.

More about OFG Bancorp

YTD Price Performance: 2.81%

Average Trading Volume: 298,304

Technical Sentiment Signal: Strong Buy

Current Market Cap: $1.85B