三部門推動落實購買首套房貸款 “認房不用認貸” 政策措施

華爾街見聞
2023.08.25 05:43
從住房和城鄉建設部獲悉，近日住房城鄉建設部、中國人民銀行、金融監管總局聯合印發了《關於優化個人住房貸款中住房套數認定標準的通知》，推動落實購買首套房貸款 “認房不用認貸” 政策措施。通知明確，居民家庭（包括借款人、配偶及未成年子女）申請貸款購買商品住房時，家庭成員在當地名下無成套住房的，不論是否已利用貸款購買過住房，銀行業金融機構均按首套住房執行住房信貸政策。此項政策作為政策工具，納入 “一城一策” 工具箱，供城市自主選用。（新華社）
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