Circle Asia is heading to Vietnam with an AI-powered pay-later plan—pretty interesting, but short term it won't move the needle for CRCL stock. Honestly, the whole Southeast Asia BNPL space is already hyper‑competitive and commoditized. Visa is just paving the way. The real wind direction will come from the Fed—whether they cut rates or not. At the end of the day, whether the company makes money is still up to the institutions. Retail investors are just along for the ride.$Citigroup(C.US)ircle.US
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