2025 was a year of learning and discipline for me. I focused more on building a solid foundation through dividend and income-generating assets while managing volatility. Key lessons were the importance of patience, diversification, and not overreacting to short-term market noise. Staying invested and consistent mattered more than timing the market.

2026 Investment Outlook:

In 2026, my goal is steady capital growth with controlled risk. I’m watching high-quality Singapore equities, income ETFs, and selectively adding growth names. With potential USD weakness ahead, I’m also mindful of currency exposure and long-term fundamentals over hype.