
Rate Of Return
Total AssetsIBKR supports stablecoin deposits, but not only USDC, also including USDT, as it will convert USDT to USD through compliant third parties before trading.
The real growth of USDC mainly comes from:
1️⃣ Institutional funds "on-book holdings"
Listed companies
FinTech (Stripe, PayPal-like)
Bank's on-chain settlement accounts
👉 Only USDC is eligible
2️⃣ RWA / On-chain securities / T+0 settlement
DTCC
Tokenized Treasury
On-chain stocks, funds
👉 Only USDC is eligible
3️⃣ Payment & merchant systems
Shopify
Uber
Cross-border B2B
👉 Mainly USDC is eligible
4️⃣ "Legal stablecoins" after stablecoin legislation
Regulators clearly distinguish:
Payment stablecoin
Crypto-collateral stablecoin
👉 USDT is classified as "non-preferred category"
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