The New Year is coming soon, stop discussing things like Hong Kong cards, US cards, eSIMs, or roaming cards. Wiring money out and then spending it back here doesn't actually help. Your friends are using WeChat Pay and Alipay for food and fun, while you're silently arguing with RMs at the bank. When relatives ask what you've achieved this year, you say you opened an HSBC Premier account with zero balance. You secretly laugh at them, thinking they don't know how to move money overseas or how to bluff relationship managers. Your parents' colleagues all talk about their children's yearly achievements - buying houses, cars, or getting promotions. Your parents stay silent, saying their child just runs to banks every day, complains about everything, and has opened so many overseas accounts and phone numbers that it looks like fraud.