In the past, I always wanted to precisely bottom-fish and escape the top.

After years of tossing and turning, I ended up losing more and more.

Now I've completely given up: only dollar-cost averaging into the Nasdaq, no stop-loss, no pausing.

When the market is crazy, I persist.

When the market panics, I go bottom-fishing.

Short-term volatility is just noise to ignore.

3 years as a baseline, 10 years as a ruler, 20 years where compound interest reigns supreme.

Ordinary people don't make money by luck; they rely only on discipline and time.

Accumulate slowly, get rich quietly.

This is the most solid sense of security for an ordinary adult 💰