宏利金融-SG 推出指数型万能寿险解决方案以实现财富保值
Manulife Singapore has launched the Signature Indexed Universal Life Select (III), an indexed universal life solution aimed at high-net-worth individuals for wealth preservation and transfer. The product offers a 0% return floor for downside protection and access to five indices, including the S&P 500 and Hang Seng. It features a fixed account crediting rate of 4.2% per annum and an automatic premium spread option to mitigate market fluctuations. From Policy Year 11, policyholders will receive an interest rate of 0.8% per annum and can change the life insured within two years of policy issuance.
It promises 0% return floor for downside protection.
Manulife Singapore has launched the Signature Indexed Universal Life Select (III), an indexed universal life (IUL) solution for wealth transfer.
SIULS (III) is designed for high-net-worth individuals (HNWIs) seeking to preserve, grow, and transfer wealth across generations.
It offers access to five indices— the S&P 500, S&P PRISM, S&P GSCI Gold ER Index, Hang Seng, and Euro Stoxx 50. It has a fixed account crediting rate of 4.2% per annum.
It promises 0% return floor for downside protection, which should shield investments against market downturns, Manulife Singapore said.
SIULS (III) also features an automatic premium spread (APS) option, smoothing market fluctuations by distributing index allocations over 12 months.
From Policy Year 11 onwards, policy holders will get an interest rate of 0.8% per annum.
Policyholders also are offered the option to change life insured up to two years after the policy issue date.
